What's with these banks?

Have you noticed how some banks are easier to log into than others? It all boils down to the authentication scheme they are using. Some use a login name and password; others require you to memorise a 100 digit number and provide bits of DNA in order to access you account. OK, that's stretching it, but it does feel like that sometimes. I think the ones that annoy me to most are the ones that have a random number generator just like the SSL VPN authentication tokens we use at work. Not that I have a problem with the number generators, it's just that I never have one with me when I need it.

It's only a matter of time I guess before biometrics are used and you're really have to provide some DNA to access you data. We'll see about that!